If your bank account usually has regular activities in Nigeria, especially if you're in a business where you receive up to 10 credit/debit alerts daily, just walk into any branch of your bank today and request to deactivate your sms alert function. Opt for email alerts only.
You will be saving at least ₦64,000 in a year.

Sms charges by banks is now ₦6 per sms whether you paid or received.

If our banks are being honest, they can use the app notifications to send alerts and it will cost nothing to send.